£21,000 after tax — 2026/27
Earning £21,000 a year in the UK? Here is exactly what lands in your account after Income Tax and National Insurance, based on the 2026/27 rates and a standard 1257L tax code.
| Year | Month | Week | Day | |
|---|---|---|---|---|
| Gross pay | £21,000 | £1,750 | £404 | £81 |
| Income Tax | −£1,686 | −£140 | −£32 | −£6 |
| National Insurance | −£674 | −£56 | −£13 | −£3 |
| Take-home pay | £18,640 | £1,553 | £358 | £72 |
What this means for you
You are a basic-rate taxpayer: everything above the £12,570 personal allowance is taxed at 20%, with National Insurance at 8% on the same slice.
Got a pension, student loan, bonus or Scottish tax code? Those change the picture — open the full NetWage calculator with £21,000 pre-filled to see your personalised figure update live.
Common questions
What is £21,000 a month after tax?
£1,553 per month, assuming rest-of-UK rates, tax code 1257L and no pension or student loan deductions.
How much tax do I pay on £21,000?
£1,686 in Income Tax and £674 in employee National Insurance — 11.2% of your gross salary in total.
What is the hourly rate on £21,000?
Roughly £10.77 per hour gross on a 37.5-hour week, or about £9.56 per hour after tax.