What is £20,000 after tax in the UK?

For 2026/27, a £20,000 salary gives a take-home pay of £17,920 per year — £1,493 per month or £345 per week — after £1,486 Income Tax and £594 National Insurance.

£20,000 after tax — 2026/27

Q: How much tax do I pay on £20,000?

You pay £1,486 Income Tax and £594 employee National Insurance, an effective deduction rate of 10.4%.

Earning £20,000 a year in the UK? Here is exactly what lands in your account after Income Tax and National Insurance, based on the 2026/27 rates and a standard 1257L tax code.

Monthly take-home

£1,493

That's £17,920 a year · £345 a week · you keep 90% of gross

Take-home 90%Income Tax 7%National Insurance 3%

	Year	Month	Week	Day
Gross pay	£20,000	£1,667	£385	£77
Income Tax	−£1,486	−£124	−£29	−£6
National Insurance	−£594	−£50	−£11	−£2
Take-home pay	£17,920	£1,493	£345	£69

What this means for you

You are a basic-rate taxpayer: everything above the £12,570 personal allowance is taxed at 20%, with National Insurance at 8% on the same slice.

Got a pension, student loan, bonus or Scottish tax code? Those change the picture — open the full NetWage calculator with £20,000 pre-filled to see your personalised figure update live.

Common questions

What is £20,000 a month after tax?

£1,493 per month, assuming rest-of-UK rates, tax code 1257L and no pension or student loan deductions.

How much tax do I pay on £20,000?

£1,486 in Income Tax and £594 in employee National Insurance — 10.4% of your gross salary in total.

What is the hourly rate on £20,000?

Roughly £10.26 per hour gross on a 37.5-hour week, or about £9.19 per hour after tax.

Nearby salaries

£17,000 £18,000 £19,000 £21,000 £22,000 £23,000