What is £18,000 after tax in the UK?

For 2026/27, a £18,000 salary gives a take-home pay of £16,480 per year — £1,373 per month or £317 per week — after £1,086 Income Tax and £434 National Insurance.

£18,000 after tax — 2026/27

Q: How much tax do I pay on £18,000?

You pay £1,086 Income Tax and £434 employee National Insurance, an effective deduction rate of 8.4%.

Earning £18,000 a year in the UK? Here is exactly what lands in your account after Income Tax and National Insurance, based on the 2026/27 rates and a standard 1257L tax code.

Monthly take-home

£1,373

That's £16,480 a year · £317 a week · you keep 92% of gross

Take-home 92%Income Tax 6%National Insurance 2%

	Year	Month	Week	Day
Gross pay	£18,000	£1,500	£346	£69
Income Tax	−£1,086	−£90	−£21	−£4
National Insurance	−£434	−£36	−£8	−£2
Take-home pay	£16,480	£1,373	£317	£63

What this means for you

You are a basic-rate taxpayer: everything above the £12,570 personal allowance is taxed at 20%, with National Insurance at 8% on the same slice.

Got a pension, student loan, bonus or Scottish tax code? Those change the picture — open the full NetWage calculator with £18,000 pre-filled to see your personalised figure update live.

Common questions

What is £18,000 a month after tax?

£1,373 per month, assuming rest-of-UK rates, tax code 1257L and no pension or student loan deductions.

How much tax do I pay on £18,000?

£1,086 in Income Tax and £434 in employee National Insurance — 8.4% of your gross salary in total.

What is the hourly rate on £18,000?

Roughly £9.23 per hour gross on a 37.5-hour week, or about £8.45 per hour after tax.

Nearby salaries

£15,000 £16,000 £17,000 £19,000 £20,000 £21,000